Terms of Use
Please read these terms carefully before using our website
Last updated: January 2024
Acceptance of Terms
By accessing and using this website operated by microproat, you accept and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use this website.
Description of Services
microproat provides financial education services including courses, workshops, and educational content for individuals and organisations. This website offers information about our services and facilitates enquiries and registrations.
Educational Content Disclaimer
The information provided on this website and through our courses is for educational purposes only. It does not constitute financial advice, investment advice, or professional consulting. Content is intended to improve general financial literacy and should not replace consultation with qualified financial professionals.
Individual financial situations vary significantly. Before making financial decisions, we recommend consulting with licensed financial advisers, accountants, or other relevant professionals who can consider your specific circumstances.
User Responsibilities
When using this website, you agree to:
- Provide accurate and complete information when making enquiries or registrations
- Use the website only for lawful purposes
- Not attempt to gain unauthorised access to any part of the website
- Not interfere with or disrupt website operations
- Respect intellectual property rights
Intellectual Property
All content on this website, including text, images, logos, course materials, and design elements, is the property of microproat or our licensors. This content is protected by copyright and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from any content without prior written permission. Limited personal, non-commercial use is permitted for your own educational purposes.
Course Enrolment and Payment
Course fees and payment terms are specified at the time of booking. By enrolling in a course, you agree to pay the stated fees according to the payment schedule provided. Specific terms for cancellations, refunds, and rescheduling are communicated during the booking process.
Website Availability
We strive to maintain website availability but do not guarantee uninterrupted access. The website may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control. We are not liable for any loss arising from website unavailability.
Links to External Websites
This website may contain links to external websites for your convenience. We do not control these external sites and are not responsible for their content, privacy practices, or availability. Inclusion of links does not imply endorsement.
Limitation of Liability
To the fullest extent permitted by law, microproat shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or our services. Our total liability shall not exceed the amount you have paid for services in the twelve months preceding the claim.
Nothing in these terms excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded by law.
Indemnification
You agree to indemnify and hold harmless microproat, its directors, employees, and agents from any claims, damages, losses, or expenses arising from your breach of these terms or misuse of the website.
Modifications to Terms
We reserve the right to modify these Terms of Use at any time. Changes become effective upon posting to this website. Your continued use of the website after changes constitutes acceptance of the modified terms.
Governing Law
These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
Contact Information
For questions about these Terms of Use, please contact:
microproat
27 Whitfield Street
London W1T 2LY
United Kingdom
Email: [email protected]